Octobank Reports 2025 Results: Financial Growth, Innovation, and International Recognition
Octobank has announced its financial and operational results for 2025, demonstrating record profitability, dynamic digital development, and growing international recognition. The bank achieved a net profit of over 255.9 billion UZS, entered the TOP 3 small banks in the CEIR national ranking, and introduced several new innovative services. The Octo-Mobile app now supports Alipay+ and investments through the JETT platform, while the Tashkent metro launched MyID Palm biometric palm payments.
Financial Performance
Net Profit: 255.9 billion UZS (USD 21.3 million) — the highest result in the bank’s history.
Assets: 12.20 trillion UZS (USD 1,014.7 million), an increase of USD 769.9 million (+314% vs. 2024).
Customer Deposits: 10.84 trillion UZS (USD 901.5 million), an increase of USD 755.0 million (+515% vs. 2024).
Return on assets (ROA) totaled 2.1% (vs. 4.8% in 2024), while return on equity (ROE) grew to 25.1% (vs. 19.9%).
The bank’s total capital reached USD 84.9 million, including USD 41.6 million of charter capital and USD 43.3 million of additional capital, confirming the bank’s stable growth and resilience.
Clients and Corporate Acquiring
Octobank’s customer base exceeded 3.6 million clients, positioning the bank among the leading small banks of Uzbekistan in retail coverage.
More than 15,000 companies use the bank’s acquiring services, while the fully digital PreApprove microloan (up to 100 million UZS) provides fast and convenient access to financing.
International Partnerships
At SIBOS 2025 in Germany, Octobank held over 40 meetings with partners from 20 countries, presenting its digital products as an exhibitor.
The bank expanded its global network to 55+ countries and opened new correspondent accounts, including partnerships with Santander, XJ Bank, and CZBANK, strengthening its international presence.
Key indicators:
Clients engaged in foreign trade operations: 100+
Transaction volume since the beginning of 2025: USD 3.87 billion
Number of payments: 2,000+
Digital Solutions and Innovation
Octobank continues to build a modern digital ecosystem:
Integration with Alipay+ enables customers to make international purchases directly in Uzbek sums.
MyID Palm biometric payment technology in the Tashkent metro ensures instant and secure transactions.
These solutions set new industry standards for digital financial services in Uzbekistan.
Awards and International Recognition
In 2025, Octobank strengthened its status as a digital leader:
Ranked in the TOP 3 small banks of Uzbekistan (CEIR).
Received a stable outlook from Moody’s and S&P Global.
Brand value reached USD 30 million.
The bank received several prestigious awards:
· TAF and Brand24 Awards International — “For Dynamic Development in Uzbekistan’s Banking Sector 2024”
“Leader in Digital Payments” at E-commerce Central Asia Expo 2024
General sponsor of TAF!25
Twice named “Best Acquiring Bank” by Visa
Corporate Culture and Social Responsibility
Octobank combines digital leadership with a strong social mission:
Continued implementation of the “Mahalla Banker” program
Financial literacy training for schoolchildren
Launch of the OCTO-AI-TV AI-based video channel
Organization of the first large corporate football tournament
A heartfelt New Year visit to the Republican Children’s Center of Hematology and Oncology
“2025 was a year of sustainable growth and digital transformation for Octobank. We implemented advanced solutions, expanded our international presence, and developed services tailored to the real needs of our customers. In 2026, we will continue building a comprehensive digital ecosystem for businesses and individuals in Uzbekistan and beyond,”
— Iskandar Tursunov, Chairman of the Management Board, Octobank.
